You have a busy day to day life. Just like you have a mechanic who knows what your car needs, you need an Insurance Broker who knows how to engineer a policy. Why is a broker the best fit for you instead of dealing with an agent tied to a certain carrier? This article will dive into what the broker does best; taking care of you.
Your Personal Representative
A broker represents the clients, not the insurance carriers unlike agents that work for carriers. They’re an expert in the field who’s job is to engineer a policy that is custom fit to the needs of your family or business.
Being a broker, you have access to more than one carrier to get you the best rates for that engineered policy that was tailored to your needs. A broker does the work of finding and comparing policies all at no cost to you.
Ease of Claims
Besides creating flexible coverage at a price you love, your broker gives you the clear guidance and step by step process when it comes time to submit a claim or NOT to submit a claim. There are definitely times when it’s best bite the bullet to protect your rates long term.
Saving Time and Headaches
You’re a busy individual who needs someone who looks out for you. Just like when you have a personal mechanic who tells you what you do and don’t need for your car, the advantage of having a broker is you deal with one person who has all of the answers. The other beauty of it is they make all of the calls and create side by side proposals to discuss the best carrier fit for you.
Always on Your Side
Rates are ever changing. If they go up, your broker will create a side by side comparison of coverages and rates on your behalf. If a better policy is up for grabs, you have that direct option to switch so you’re not stuck with rising rates and the peace of mind that you always know what’s going on with your policy.